We offer you an innovative and individual health package with attractive entrance requirements and convincing services with the health company insurance for BioMedion!
We are more than a market leading software company with a strong partners. With a lot of professionalism and effort our employees ensure everyday that our customers are completely satisfied.
Therefore we would like to give something back to our employees. Especially during the corona crisis we would like to make sure that our employees get the best medical care to make use of prevention services at privat patient level. With the company health care we support our employees regarding their own health.
Every employee who has been part of our team for at least one year get access to the insurance from 1st April 2021. We have chosen an employer-financed concept. One tariff is available for you, for which your employer covers the costs. You can take out the tariff for your family members as well at conditions that are unavailable outside of the company health insurance.
Here you get more information about your company health care and your advantages. Use this advantages and benefit from a comprehensive health package without health questions and without waiting times.
Your employer take out the following tariff for you:
What does employer-financed mean?
The mentioned tariff has been chosen by your employer and is free for you. It means that your employer pays for your insurance and you can profit from the services. You neither have to fill out an application nor have to answer health questions. You can use the services of the tariff without waiting times from 1st April 2021.
The WellYou Budget 900
The tariff WellYou offers an annual budget of 900€ for various health services. All services are reimbursed at 100 %. The budget is always renewed on 1st January. Unused budget cannot be taken into the new year. You can decide for which services you want to use the budget. You can use the budget for one service or split it up for several services. The budget is not reduced during the year. That means, that you can use the full budget of 900€ in 2021.
For example you can use the WellYou budget to buy new glasses, for multiple privat prescribed massages or alternative medicine. First you should use the services from your statutory health care and then use your company health insurance for the remaining costs. In addition to the health services there are three exklusive services available for you, that you can use independent from the budget. You can make use of a 365 days health telephone hotline, you don’t have to wait a long time for an appointment with a medical specialist and you get support for health-conscious handling with stress. Furthermore you can use the Telemedicine-Offer from Medgate. Just download the Medgate App and sign up with you insurance number. Here you get further information how to use the App.
The tariff WellYou reimburse in addition to your statutory or private health care and eventually existing private supplementary insurances. You can take out the tariff for your family members as well within 3 month after the start of you insurance. Here you get more information how to insure your family members. Here you get more information about the reimbursement.
The tariff includes the following services:
Preventive treatments for example Check-ups, prenatal care, cardiovascular prevention or cancer prevention.
Vaccinations and travel vaccinations for example against FSME (ticks), hepatitis or malaria prophylaxis.
Alternative medical treatments from doctors or alternative practitioner, including prescribes medication, remedies or dressing materials.
Prescribed remedies for example privately prescribed massages, occupational therapy or speech therapy.
Prescribed medical aids for example hearing aids, bandages or insoles.
Every prescribed medications and dressing materials and the statutory co-payments.
Glasses, sunglasses, contact lenses and vision determination including repair, care and cleaning products.
Surgery to correct a defective vision (LASIK) including pre and post treatment.
Orthodontic treatments due to an accident.
Professional dental cleaning, fluoridation for enamel hardening, treatment of sensitive tooth surfaces and fissure sealing.
High-quality fillings, inlays, root canal and periodontal treatment, bite splints and pain-relieving measures for example acupuncture, hypnosis, analgo and nitrous oxide sedation.
Protheses, dental crowns, bridges, implants, veneers and inlays including pre- and post-treatment with analytical and functional therapeutic measures and bone reconstruction.
10 Euro hospital allowance per day of stationary stay up to max. 28 days per year.
+ Health telephone hotline, Service for specialist appointments and exhausting prevention.
How to insure your family members
You can take out the tariff within three month after the beginning of your insurance. You have to pay the monthly contribution of 29,50€ (16-67 years old). Your family members can profit from a cheap insurance coverage without any waiting times or health check.
A separate application is necessary to insure your family members. We make sure that your family members don´t have health questions and that every previous illnesses are insured as well.
If you want to take out the tariff WellYou 900 for you family members for 29,50€ per month (16-67 years old), please use our application form and you will receive your individual application by post or e-mail.
Application form to insure your family members
After you enter your contact details and send it to us, you have not signed a contract yet!
You will get an application based on your registered details by post or by mail. Only if you send us the signed application per mail or with the stamped envelope (by post) back, your contract is concluded.
How does the reimbursement of the services work?
The Barmenia have a practical app for reimbursement which you can easily download to your phone from the App Store or Google Play Store. You have to search for the Barmenia App (IOS/Android). You have to register with your contact information and your insurance policy number to use the app. You can find your insurance number on your insurance policy (insurance contract).
You enter your bank details once when you first submit an invoice in the app. Submitting works with a photo function. You have to take a photo of the invoice and upload it to the app. You will get the refund to your bank account after a short time for processing. You can submit the original invoice to the insurance company by post or by mail as well, with the indication of your insurance policy number and your bank details. To submit an invoice to the Barmenia you can use this form: “Leistungsauftrag”.
The insurance is a supplement to your statutory or private health insurance. To get the highest possible refund first you have to make use of the services of your statutory or private health insurance. Then the company health insurance reimburse the remaining costs.
FAQ´s
Who is insured by the employer?
Every employee of BioMedion get access to the insurance once they have been with us for at least one year. The employees who have already been part of our team for at least one year are insured from the 1st April 2021, regardless of whether you have a statutory or private insurance. Even existing private additional insurances can be combined with your company health insurance. You can use the service in addition.
Who pay for the insurance?
Your employer covers the cost for you. If you take out the tariff for your family members you have to pay for the insurance on your own.
Can I continue the insurance after leaving the company?
With the termination of the employment, the service promise from the employer for the company health insurance ends as well. After that the following applies:
After leaving the company or retirement, you have the right to continue the previous insurance outside of the company contract with an individual insurance, if there is an adequate tariff for the individual insurance. This continuation of the insurance with an individual insurance must be requested within two month after your cancelation. With changing to an individual contract, the insurance premium will chance as well. Then it applies the premium for an individual insurance.
If you start an employment with a new employer, that offers the same conditions, you can continue the company health insurance with your new employer.
If you don’t want to continue the contract with an individual insurance or with a new employer, the contract will be canceled.
What is the duration of the contract?
The duration of the contract is one year and is extended annually. The contract can be cancelled until three months before end of the year. The contract continues as long as it is not terminated by your employer.
I already have such a tariff for myself. What can I do?
You can cancel the contract after a certain period. You should only do this after an employee of Deutscher bKV-Service confirms the equivalence of your existing contract and the new company health insurance.
In almost all cases the services of the company health care are more extensive and the cost are lower than for a private insurance. You can continue your private contract as well and use the services in addition to the company health care.
Are there any health questions?
No, there are no health questions.
Are there waiting times?
No, there are no waiting times.
